I’m proudly sharing what I went through and what I now know about doing my nails at home. Let me start by saying that I’ll never go back to getting my nails done professionally. I’m now better than what I was once getting at a nail salon. The word...
So I ventured off a bit (which I most certainly often do) and created a Christmas Spending Tracker! I really love Excel Spreadsheets. I’ve been utilizing them for budgeting for years and have a Microsoft Office Specialist Certification. While I was making my...
Oh, I’ve certainly had my share of years where I did overspend on Christmas. Looking back, they were the years when I had no financial goals that were documented. I’m sure I had some goals floating around in my head. Immediately on (and sometimes before)...
Perhaps you’re spending a little more than you think is necessary and you’re looking for ways to save money on groceries. Do you already know the amount per month that you’ve allotted to a food budget? If not, it’s time to create the budget and...
So you’re thinking about making a large purchase and want to be responsible and plan for it. Some people, like myself in my early days, may simply throw any extra money they have after expenses into a pile and hope that pile gets big enough to make the large...
You’ve decided to go on a one month no spending challenge! Yay! Whatever the reason may be, you’ve decided to take a month off from spending. If you’re trying to pay down debt quickly, this could really jump start your journey. Perhaps you’re...
